TransUnion’s Flawed Algorithm: A $15 Million Penalty for Locking Families Out of Homes TL;DR The Facts: TransUnion was sued by the Federal Trade Commission (FTC) and Consumer Financial Protection Bureau (CFPB) for violating the Fair Credit Reporting Act (Case No.…
Wise US Overcharged Thousands on ATM Fees Through Deceptive Marketing Corporate Misconduct Accountability Project Wise US Inc. · Consent Order Wise US Overcharged Thousands on ATM Fees Through Deceptive Marketing The Consumer Financial Protection Bureau found Wise US Inc. misled…
Equifax Failed Hundreds of Thousands of Consumers in Credit Dispute Crisis Corporate Misconduct Accountability Project Equifax Inc. and Equifax Information Services LLC · CFPB Consent Order Equifax Failed Hundreds of Thousands of Consumers in Credit Dispute Crisis The Consumer Financial…
Prison Tech Giant Blocked Inmates From Getting Money After Chargebacks Corporate Misconduct Accountability Project Global Tel Link Corporation (ViaPath Technologies) · CFPB Consent Order / Enforcement Action Prison Tech Giant Blocked Inmates From Getting Money After Chargebacks Global Tel Link…
System Failure The Receipts THE ACCUSED: Vanderbilt Mortgage and Finance, Inc., a subsidiary of Clayton Homes, which is a subsidiary of Berkshire Hathaway, Inc. THE CHARGE: Systematically originating predatory mortgage loans for manufactured homes to financially vulnerable people, knowing they…
CFPB Corners Block, Inc: A Pattern of Neglect Freezes Out Cash App Users TL;DR The Facts: The Consumer Financial Protection Bureau (CFPB) initiated proceedings against Block, Inc., operator of Cash App, for widespread violations of consumer protection laws under File…
Capital One’s $2 Billion Bait and Switch TL;DR Capital One aggressively marketed its “360 Savings” account with promises of “top,” “best,” and “highest” interest rates, encouraging millions of customers to deposit their money and trust the bank to deliver. In…
Your Dispute is Designed to Fail TL;DR The Consumer Financial Protection Bureau (CFPB) is suing Experian, one of the largest credit reporting agencies in the country, for systematically violating federal law. The case number is 8:25-cv-00024. Experian’s entire system for…
Walmart and Branch Forced Drivers Into Predatory Accounts Corporate Misconduct Accountability Project Walmart Inc. and Branch Messenger, Inc. · Enforcement action Walmart and Branch Forced Drivers Into Predatory Accounts Walmart and Branch Messenger coerced thousands of delivery drivers into predatory…
Zelle Fraud: Banks Put Profit Over Consumer Safety, Lose $870M+ Corporate Misconduct Accountability Project Early Warning Services, LLC · enforcement action Zelle Fraud: Banks Put Profit Over Consumer Safety, Lose $870M+ Early Warning Services, Bank of America, JPMorgan Chase, and…